Pengaruh CAR, NPL, FDR Terhadap Profitabilitas Pada PT. Bank Muamalat Indonesia, Tbk Periode 2014-2021

Authors

  • Muhammad Fajar Setyo Wicaksono Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung
  • Dedi Suselo Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Keywords:

CAR, NPF , FDR, Profitability

Abstract

This research was aimed at examining the influence of the Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), and Financing to Deposit (FDR) on the profitability of Bank Muamalat Indonesia for the period 2014-2021. The sample of this research is the quarterly financial statements of Bank BCA Syariah for the period 2014-2021 through a purposive sampling technique. The analytical method used is multiple linear regression analysis. The results of this study indicate that partially the Effect of Capital Adequacy Ratio (CAR) has a positive and significant effect on profitability (ROA), Non-Performing Financing (NPF) has a negative and significant effect on profitability (ROA), Financing to Deposit (FDR) has a positive and significant impact on profitability. significant effect on profitability (ROA), and simultaneously CAR, NPF, and FDR have a significant and significant effect on profitability.

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Published

2022-08-20

How to Cite

Wicaksono, M. F. S. ., & Suselo, D. . (2022). Pengaruh CAR, NPL, FDR Terhadap Profitabilitas Pada PT. Bank Muamalat Indonesia, Tbk Periode 2014-2021. JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS), 2(4), 561–570. Retrieved from https://embiss.com/index.php/embiss/article/view/147