Sukiyat, D. H. P., and Saiful Anwar. “Effect of Inflation, GDP, CAR, and FDR on Non-Performing Financing (NPF) of Islamic Commercial Banks: Doni Hari Prastyo, Saiful Anwar”. JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS), vol. 1, no. 4, Aug. 2021, pp. 353-62, https://embiss.com/index.php/embiss/article/view/46.